Smart Payments, Financial Freedom for Students.

Project Overview

KaePay, developed by DailyGreats Consulting in collaboration with Kae Financials, is a student-focused fintech solution designed to simplify payments, budgeting, and financial management for higher education students. By integrating virtual banking, micro-loans, and student-friendly financial services, KaePay ensures students have seamless access to their funds, smart savings options, and a secure payment platform.

With the South African student spending market exceeding R45 billion annually, KaePay is positioned to revolutionize financial inclusion by making transactions easier, more secure, and cost-effective.

Project Scope

💳 Virtual Cards & Digital Wallets: Secure, student-friendly banking with instant fund access.
📈 Budgeting & Expense Tracking: AI-driven insights to help students manage their spending.
💰 NSFAS & Bursary Integration: Direct disbursement of allowances and academic funding.
📲 Seamless Mobile Payments: Contactless transactions for tuition, housing, food, and lifestyle expenses.
🏦 Micro-Loans & Savings Plans: Affordable short-term loans and savings options for financial security.

Key Objectives

  1. Improve Student Financial Management – Offering accessible and transparent banking tools.

  2. Reduce Banking & Transaction Costs – Providing low-cost, student-friendly financial services.

  3. Ensure Secure & Instant Payments – Enabling students to pay, transfer, and receive money easily.

  4. Empower Student Entrepreneurship – Supporting e-commerce and side-hustle transactions.